Credit: housing loans
Bank credit outstanding: housing loans. Monthly, ₹ lakh crore. Latest: 34.92 (Sep 2026).
Level
₹ lakh crore
About this series
| Series id | credit_level_housing |
| Source | RBI: Sectoral Deployment of Bank Credit (monthly press release, Statement 1) |
| Coverage | Jun 2023 to Sep 2026 (40 observations) |
| Release | monthly press release, about a month after the month |
| Updated by | Daily automated pipeline · pipelines/sources/rbi/sectoral_credit.py |
| Licence | Terms not yet reviewed; not offered for download |
| Notes | Rs lakh crore outstanding, RBI Statement 1 row '4.2. Housing'; the month, a year earlier and two years earlier from each release (newest release wins). |
| Checked against the official release | Not yet. Values come straight from the publisher, but no one has yet compared them with the press release. |
Download and cite
Not available for download (see licence).
Cite: India Macro-Finance Tracker (2026). Bank credit outstanding: housing loans [credit_level_housing]. Retrieved 2 Nov 2026. Original source: RBI.
Latest observations
| Period | Value | Note |
|---|---|---|
| Sep 2026 | 34.92 | RBI, as published (newest release wins) |
| Aug 2026 | 34.55 | RBI, as published (newest release wins) |
| Jul 2026 | 34.28 | RBI, as published (newest release wins) |
| Jun 2026 | 34.04 | RBI, as published (newest release wins) |
| May 2026 | 33.69 | RBI, as published (newest release wins) |
| Apr 2026 | 33.52 | RBI, as published (newest release wins) |
| Mar 2026 | 33.56 | RBI, as published (newest release wins) |
| Feb 2026 | 33.06 | RBI, as published (newest release wins) |
| Jan 2026 | 32.78 | RBI, as published (newest release wins) |
| Dec 2025 | 32.56 | RBI, as published (newest release wins) |
| Nov 2025 | 31.95 | RBI, as published (newest release wins) |
| Oct 2025 | 31.87 | RBI, as published (newest release wins) |
| Sep 2025 | 31.33 | RBI, as published (newest release wins) |
| Aug 2025 | 31.09 | RBI, as published (newest release wins) |
| Jul 2025 | 30.81 | RBI, as published (newest release wins) |
| Jun 2025 | 30.67 | RBI, as published (newest release wins) |
| May 2025 | 30.37 | RBI, as published (newest release wins) |
| Apr 2025 | 30.09 | RBI, as published (newest release wins) |
| Mar 2025 | 30.10 | RBI, as published (newest release wins) |
| Feb 2025 | 29.79 | RBI, as published (newest release wins) |
| Jan 2025 | 29.51 | RBI, as published (newest release wins) |
| Dec 2024 | 29.32 | RBI, as published (newest release wins) |
| Nov 2024 | 29.09 | RBI, as published (newest release wins) |
| Oct 2024 | 28.72 | RBI, as published (newest release wins) |
Revisions
| Period | Old value | New value | Recorded |
|---|---|---|---|
| 2025-09-01 | 31.3287 | 31.3288 | 2026-11-01 |
| 2024-09-01 | 28.4551 | 28.4664 | 2026-11-01 |