India Macro-Finance TrackerData as of 2 Nov 2026

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Credit: personal loans

Bank credit outstanding: personal loans. Monthly, ₹ lakh crore. Latest: 74.27 (Sep 2026).

Level

₹ lakh crore

Source: RBI.

About this series

Series idcredit_level_personal
SourceRBI: Sectoral Deployment of Bank Credit (monthly press release, Statement 1)
CoverageJun 2023 to Sep 2026 (40 observations)
Releasemonthly press release, about a month after the month
Updated byDaily automated pipeline · pipelines/sources/rbi/sectoral_credit.py
LicenceTerms not yet reviewed; not offered for download
NotesRs lakh crore outstanding, RBI Statement 1 row '4. Personal Loans'; the month, a year earlier and two years earlier from each release (newest release wins).
Checked against the official releaseNot yet. Values come straight from the publisher, but no one has yet compared them with the press release.

Download and cite

Not available for download (see licence).

Cite: India Macro-Finance Tracker (2026). Bank credit outstanding: personal loans [credit_level_personal]. Retrieved 2 Nov 2026. Original source: RBI.

Latest observations

PeriodValueNote
Sep 202674.27RBI, as published (newest release wins)
Aug 202672.87RBI, as published (newest release wins)
Jul 202671.83RBI, as published (newest release wins)
Jun 202671.14RBI, as published (newest release wins)
May 202670.15RBI, as published (newest release wins)
Apr 202669.60RBI, as published (newest release wins)
Mar 202669.41RBI, as published (newest release wins)
Feb 202667.97RBI, as published (newest release wins)
Jan 202667.23RBI, as published (newest release wins)
Dec 202566.48RBI, as published (newest release wins)
Nov 202564.86RBI, as published (newest release wins)
Oct 202564.56RBI, as published (newest release wins)
Sep 202563.35RBI, as published (newest release wins)
Aug 202562.33RBI, as published (newest release wins)
Jul 202561.80RBI, as published (newest release wins)
Jun 202561.45RBI, as published (newest release wins)
May 202560.80RBI, as published (newest release wins)
Apr 202560.00RBI, as published (newest release wins)
Mar 202559.72RBI, as published (newest release wins)
Feb 202558.99RBI, as published (newest release wins)
Jan 202558.49RBI, as published (newest release wins)
Dec 202458.13RBI, as published (newest release wins)
Nov 202457.52RBI, as published (newest release wins)
Oct 202456.65RBI, as published (newest release wins)

Revisions

PeriodOld valueNew valueRecorded
2025-09-0162.542763.34522026-11-01
2024-09-0155.967256.81022026-11-01